Rates

June 1, 2020

Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example checks) on NOW, 50+ Checking, Money Market, and Health Savings Accounts.

Deposit Rates

Certificates of Deposit

Account Product Name

Minimum Opening Deposit

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

091 Day Certificate of Deposit a

$ 500.00

$ 500.00 c

0.30%

0.30%

182 Day Certificate of Deposit a

$ 500.00

$ 500.00 c

0.35%

0.35%

12 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.50%

.50%

15 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.50%

.50%

18 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.50%

.50%

21 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.50%

.50%

24 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.60%

.60%

30 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.60%

.60%

36 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.65%

.65%

48 Month Certificate of Deposit a

$ 500.00

 $ 500.00 c

.75%

.75%

60 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.75%

.75%

Account Product Name

Minimum Opening Deposit

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Individual Retirement Accounts

IRA - 12 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.50%

.50%

IRA - 18 Month Certificate of Deposit a

$ 500.00

$ 500.00 c

.50%

.50%

IRA - 18 Month Variable Certificate of Deposit a, b

 $ 500.00  $ 500.00 c  .50%  .50%

IRA - 24 Month Certificate of Deposit a

$ 500.00 $ 500.00 c .60% .60%

Account Product Name

Minimum Opening Deposit

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Checking & Savings Accounts

NOW Account b

$ 500.00 $ 500.00 d 0.05% 0.05%

50+ Checking Account b

$ 100.00 $ 100.00 d 0.05% 0.05%

Savings Account b

$ 100.00 $ 0.00 c 0.05%

0.05%

Rewards Checking

$50.00-10,000

$50.00 $50.00 3.00%

3.04%

Rewards Checking

$10,000.01 and Up

$50.00 $50.00 0.10%

3.04% to .10%

Average Daily Balances of

Minimum Opening Deposit

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Money Market Account b

$1,500.00-25,000.00

$ 1,500.00

$ 1,500.00 d

0.30%

0.30%

$25,000.01-100,000.00

$ 1,500.00

$ 1,500.00 d

0.40%

0.40%

$100,000.01 and up

$ 1,500.00

$ 1,500.00 d

0.50%

0.50%

Average Daily Balances of

Minimum Opening Deposit

Minimum Balance to Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Health Savings Account b

$500.00-1,500.00

$ 100.00

$ 500.00 d

0.05%

0.05%

$1,500.01-5,000.00

$ 100.00

$ 500.00 d

0.10%

0.10%

$5,000.01 and up

$ 100.00

$ 500.00 d

0.15%

0.15%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields are current as of 03/27/2020.

For current rate information call 800-398-7901.

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