Business Checking - River Bank

 

Business Checking

As a locally owned community bank, we realize the importance of assisting businesses in our area to grow and prosper. River Bank offers business checking accounts designed to help you manage your day-to-day transactions in the most cost-effective way.

A Variety of Accounts to Suit Your BusinessBusiness Checking

 

Stop in or give one of our bankers a call to see which checking account will best meet your needs. 

 

Compare Accounts

Account Features

SMART Business Checking

Business CheckingBusiness NOW Checking

Minimum Deposit to Open

$100

$100

$500

Minimum Daily Balance to Avoid Service Charge

N/A

N/A

$500

Interest Earned

No

No

Yes

Online Banking & Mobile Banking

Free

Free Free

*See additional account disclosures, deposit account rate sheet and schedule of fees and charges.


SMART Business Checking

This account is great for small businesses, clubs and non-profit organizations. 

Account features:

  • $100 minimum deposit to open
  • No minimum daily balance required
  • $0.25 per transaction item over 250
    • Transaction items include - checks, deposit tickets, deposited items, transfers and all other debits and credits
  • eStatements required
  • Free Online Banking, Mobile Banking & 24 Hour Telephone Banking

Business Checking

Account features

  • $100 minimum deposit to open
  • No minimum daily balance required
  • Service charges per statement cycle
    • $5.00 monthly service charge
    • $0.15 per debit item
    • $0.05 per deposit item over 200
  • Credit earned per statement cycle
    • $1.00 for every $1,000 average available balance
  • Free Online Banking, Mobile Banking & 24 Hour Telephone Banking

 


Business NOW Checking

Business NOW accounts are available to sole proprietorships and non-profit organizations.

Account features

  • $500 minimum deposit to open
  • $500 minimum average daily balance to earn interest
  • $500 minimum daily balance to avoid service charge
  • Service charges if below minimum daily balance
    • $3.00 monthly service charge
    • $0.10 per debit item
  • Free Online Banking, Mobile Banking & 24 Hour Telephone Banking

 

 

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