Business Checking

As a locally owned community bank, we realize the importance of assisting businesses in our area to grow and prosper. River Bank offers business checking accounts designed to help you manage your day-to-day transactions in the most cost-effective way.

A Variety of Accounts to Suit Your BusinessBusiness Checking

 

Stop in or give one of our bankers a call to see which checking account will best meet your needs. 

Compare Accounts

Account Features

SMART Business Checking

Business Checking

Business NOW

Minimum Deposit to Open

$100

$100

$500

Minimum Daily Balance to Avoid Service Charge

N/A

N/A

$500

Interest Earned

No

No

Yes

Online Banking & Mobile Banking

Free

Free

Free

Online Bill Pay

50 free per month then $1.00 each

50 free per month then $1.00 each 50 free per month then $1.00 each

*See additional account disclosures, deposit account rate sheet and schedule of fees and charges.


SMART Business Checking

This account is great for small businesses, clubs and non-profit organizations. 

Account features:

  • $100 minimum deposit to open
  • No minimum daily balance required
  • $0.25 per transaction item over 100
    • Transaction items include - checks, deposit tickets, deposited items, transfers and all other debits and credits
  • eStatements required
  • Free Online Banking, Mobile Banking & 24 Hour Telephone Banking

Business Checking

Account features

  • $100 minimum deposit to open
  • No minimum daily balance required
  • Service charges per statement cycle
    • $5.00 monthly service charge
    • $0.15 per debit item
    • $0.05 charge per deposit item over 200
  • Credit earned per statement cycle
    • $1.00 for every $1,000 average available balance
  • Free Online Banking, Mobile Banking & 24 Hour Telephone Banking

Business Now

If you are a sole-proprietor or a non-profit organization for charitable, religious, educational or similar purposes, you can qualify for a business NOW Account.

Account Features

  • $500 minimum deposit to open

  • $3.00 plus $0.10 per debit monthly service charge - waived with $500 minimum average daily balance 

  • $500 minimum average available balance to earn interest

  • Free Online Banking, Mobile Banking & 24 Hour Telephone Banking

 

Go to Top