| River Bank is participating in the FDIC's Transaction Account Guarantee Program.
Under that program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC
for the entire amount in the account.
Coverage under the Transaction Account Guarantee Program is in additon to and separate from the coverage
available under the FDIC's general deposit insurance rules.
Contact a personal bank representative if you have any questions.
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